|Name||License No||Phone No|
|SI Restoration||DC #420216000045 | MD #67132||888-980-6776|
|Purofirst of Metropolitan Washington||#70100969||202-552-6689|
|AA Action Waterproofing Inc.||#70108794||301-830-7913|
|Valor Mold Removal||#410514000408||301-238-5568|
Water damage is one of the most common types of damage suffered by homes in the US, accounting for nearly a quarter of all homeowners’ insurance claims. According to the Insurance Information Institute, an average water damage claim costs roughly $5,500, bringing the total yearly loss to homeowners to billions of dollars.
Because even a relatively small amount of water has the potential to devastate a house, homeowners are advised to have insurance that covers water damage. A typical homeowner’s insurance policy will cover clean water damage that results from defects such as bad plumbing or a leaky roof. However, coverage for sewage damage usually requires an additional rider. Additionally, flooding caused by an outside source – everything from an overflowing river to excessive runoff – must be addressed by a separate flood insurance policy through a private provider or the government-run National Flood Insurance Program.
Regular inspections and maintenance can drastically reduce the possibility of water intrusion. Periodically check for leaks, cracks, or water stains in bathrooms, kitchens, and basements. Also, change the hoses and check the seals on appliances that use water. On the home’s exterior, keep the gutters clean and make sure that runoff flowing away from the house is not impeded by debris. Ensure that outside walls and foundations have not developed cracks that could allow water to seep inside. Also, locate and label the main water shutoff valve.
It is also wise to create an emergency file with copies of critical documents, including your insurance policy and your agent’s contact information; an inventory of your possessions with photos and any other documentation; and receipts from major purchases. Store the copies at home in a waterproof container, and place the originals in a safe-deposit box or other secure location.
When water intrusion happens suddenly, first try to determine the source of the water. If the water is coming from a broken pipe inside the house, shut off the water supply at the main valve before calling a contractor. Help should be on its way